Terms & Conditions & Cancellation Policy

By starting your credit education and document processing services, you will sign a client agreement along with the following:

1. Credit Service Agreement
2. Authorization for Credit Restoration Action
3. Consumer Credit File Rights (CORA Disclosure)
4. Right of Cancellation Notice

Services our company perform may include:

1. Document preparation and credit report education. Our company will evaluate your current credit reports as listed with the credit reporting agencies we will work with you to identify inaccurate, erroneous, false, or obsolete information. You will choose which items you would like to dispute. Our company will advise you on what steps to take to dispute any inaccurate, erroneous, false or obsolete information contained on your credit reports.
2. Our company will prepare all necessary correspondence in dispute of inaccurate, erroneous, false, or obsolete information in your credit reports.
3. You will forward to us your correspondence that you received from the credit reporting agencies and we will assist you in further correspondence with those agencies.
4. Consulting, coaching, and monitoring services are conducted by personal meetings, webinars, video conferencing, telephone, email, or by any other form of communication during normal business hours.

As a consumer you my cancel transaction, without any penalty or obligation; within three business days from the date contract is received by our Company. To cancel transaction, mail, or deliver a signed letter stating to cancel any further action on your account. If you cancel during the allotted time frame, any payments made under the contract or sale will be returned within 15 days following receipt of your cancellation notice.

Services are provided on a month-to- month basis and clients may cancel their service at any time at least (10) ten days in advance of any upcoming recurring payment. When cancelled according to these terms, of the service repair contract the upcoming recurring payment will constitute the final payment due for services rendered. All services are billed in arrears.